USA · Student guide

New Hampshire: guide to studying and living in the USA

Student survival guide for New Hampshire: documents, housing, daily costs, healthcare, student work rules, and personal finance.

Updated on 20 May 2026

State income tax
None

Federal return only: no state income tax

Cost of living
109.9

Index · 12 of 50 — around average

1BR rent · Manchester
~$1,800 /mo

Compare with dorm and roommates

Public transit
Car required

Minimal public transit outside the city

Start here

What to do first for New Hampshire

Resolve the decisions that can block your move before comparing cities or reading every detail.

Plan your money

New Hampshire: cost of living, rent, and monthly budget

Start with housing, food, transport, healthcare, and setup costs. Treat estimates as planning ranges and verify local prices before committing.

Local context

New Hampshire: what really changes

Use the destination-specific notes to understand trade-offs, common mistakes, and local differences.

Overview

What changes in this state

  • No state income tax: net income, but sales tax and local costs (rent, car) must be calculated equally.
  • High cost of living (12th out of 50, index ~109.9): student budget must be planned with margin.
  • Affitto indicativo 1BR (Manchester): ~1800 $/mese — confronta con dorm e roommate.
  • Statewide rent control absent or weak: contract and market matter a lot.
  • Car almost obligatory.
  • Expanded Medicaid in the state (for low-income residents; F-1 students usually on campus plan).

Ideal if…

  • Those who want to maximize their net salary from authorized campus jobs
  • More accessible public health context for community emergencies (does not replace F-1 plan)
  • Campus e programmi in New Hampshire (Dartmouth…)

Harder if…

  • Limited budget without campus housing or substantial scholarship
  • Who doesn't want to drive or buy cars
  • Who can't tolerate cold winters and heating costs
Mistakes to avoid
  • Sign leases without visiting or understanding deposit and utilities
  • Working beyond permitted hours on F-1 without CPT/OPT authorization
  • Going to the ER without a campus insurance network — very high costs
  • Renting away from campus with no car/carpool plan
  • Arrive in winter without a coat and suitable shoes

Verification

Official sources and last update

Legal and administrative details are kept in the relevant guide so they are not copied out of context.

Where to verify the information

Federal sources are separated from state sources inside each guide. Always verify the current rule before submitting an application, signing a lease, or paying a fee.

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