Countries · Student guide

Japan

Bureaucracy, housing, health, work, and finance for students in Japan — ISA, ward office, yen, and local rules, not Italian questura/SSN.

Updated on Jul 28, 2026

Cost of living
High

Typical spending band for a student

Language
Japanese

Main language to handle day to day

Currency
JPY

Local currency for banking and payments

Visas
Medium

Typical visa/permit process complexity

Overview

In Japan, daily life can be very orderly, but contracts, guarantors and implicit rules require more attention than expected. Cash and cards coexist; transport is very punctual; social adaptation matters as much as documents.

What really changes here

  • Rent: guarantor (guarantor) and “key money” / reikin are often needed in some traditional contracts
  • Residence card and municipal registration within 14 days of transfer
  • National Health Insurance (NHI) after registration: low cost but local procedure
  • Transportation: JR short tourist pass only; students use monthly commuter pass
  • Cash still important; PayPay and cards are growing but not everywhere
  • Daily etiquette (noise, waste, shoes) impacts real coexistence

Ideal if…

  • Six-monthly exchange with partner universities and housing support
  • Those who study Japanese and accept strict rules at home
  • Tech/engineering students in English programs in Tokyo/Osaka
  • Those who love urban safety and reliable transport

Harder if…

  • You are looking for an apartment alone without guarantor or without Japanese
  • You don't tolerate silence and strict condominium rules
  • European-only budget without yen buffer for initial expenses
  • You expect bureaucratic assistance all in English outside Tokyo

Arrival checklist

First 7 days

  1. Confirmed accommodation (dorm, share house with support, or guarantor company)
  2. Residence card at the airport or subsequent renewal
  3. Address registration at the town hall (ward office)
  4. Bank account (Shinsei, Japan Post, MUFG student) — often requires RC and address
  5. NHI registration at City Hall
  6. SIM or eSIM (SoftBank, au, Rakuten)
  7. Suica/Pasmo by meter and stores 110/119
Mistakes to avoid
  • Signing contract without understanding reikin/shikikin/renewal fee
  • Talking loudly on the train or not separating waste in the small apartment
  • Staying on a tourist visa while studying — invalid status
  • Ignoring residence card renewal deadlines

City guides

Cities in Japan

Neighborhoods, rent, universities, transport and safety: everything you need to choose where to move.

Tokyo
  • from 58,000 JPYroom/month
  • 5universities
  • 8neighborhoods

Capital of Japan and one of the largest metropolises in the world, Tokyo combines record-breaking security, order and impeccable services with an unparalleled cultural, gastronomic and nightlife scene. It is a huge university hub (University of Tokyo, Waseda, Keio) and a global economic engine. The train and subway network is the best in the world. The cost of living is high - especially the rent in the center and the initial costs of getting a house (key money, deposit, guarantor) - but the neighborhoods are infinite and very different from each other. Knowing a little Japanese helps a lot in daily life and bureaucracy.

Open city guide
Osaka
  • from 35,000 JPYroom/month
  • 5universities
  • 8neighborhoods

Heart of the Kansai region and second metropolitan area of ​​Japan, Osaka is the most informal, warmest and most "easygoing" city in the country, the undisputed capital of food (takoyaki, okonomiyaki, the philosophy of kuidaore, "eating until you ruin yourself"). It is a large economic and university hub, much more accessible than Tokyo at home, with an excellent metro and train network. The people are famous for their friendliness and dialect (Kansai-ben), and the nightlife of Namba and Dotonbori is among the liveliest in Japan. Like everywhere in the country, the initial costs of getting a house (key money, deposit, guarantor) must be taken into account.

Open city guide
Kyoto
  • from 38,000 JPYroom/month
  • 5universities
  • 8neighborhoods

The ancient imperial capital of Japan for over a thousand years, Kyoto is the city of tradition, of temples and gardens (17 UNESCO heritage sites), of the tea ceremony and of the geishas of Gion. It is also the most student-friendly city in the country — students make up about a tenth of the population — with leading universities such as Kyoto University and Doshisha. Compact, designed in a checkerboard pattern and largely flat, it is perfect for cycling. The cost of living is among the lowest in large Japanese cities, but mass tourism and hot, humid summers must be taken into account. Like everywhere in the country, the initial costs of getting a house (key money, deposit, guarantor) must be considered.

Open city guide
Fukuoka
  • from 40,000 JPYroom/month
  • 5universities
  • 7neighborhoods

A large city on the island of Kyushu and regularly at the top of Japan's livability rankings, Fukuoka is young, accessible and Asian-oriented (closer to Seoul, Busan and Shanghai than to Tokyo). It is the country's startup capital — with a special zone and a “startup visa” — as well as home to Hakata ramen and yatai, street food stalls. Compact and with the airport just a few minutes by metro from the centre, it combines sea, food and one of the lowest costs of living in large Japanese cities. It is home to Kyushu University and several other universities. Like everywhere in the country, the initial costs of getting a house (key money, deposit, guarantor) must be taken into account.

Open city guide
Kobe
  • from 35,000 JPYroom/month
  • 5universities
  • 8neighborhoods

An elegant port city in Kansai, squeezed between Mount Rokko and the sea, Kobe is one of the most cosmopolitan and livable cities in Japan. Open to foreigners since 1868, it retains an international soul (the western houses of Kitano, the Chinatown of Nankinmachi) and is famous for Kobe beef, Nada sake, fashion and jazz. Rebuilt after the 1995 earthquake, it offers spectacular views, an excellent quality of life and proximity to Osaka (20-30 minutes by train) and Kyoto. It is home to Kobe University and several other universities. Like everywhere in Japan, the initial costs of getting a house (key money, deposit, guarantor) must be taken into account.

Open city guide